Can You Work Another Job While Receiving Workers’ Comp Benefits?

If you’re out on workers’ comp, you might be wondering if you can work a second job to stay financially afloat. The answer depends on your specific situation, including the nature of your injury and the type of benefits you’re receiving.

Temporary Disability Rules

If you’re receiving temporary total disability (TTD) benefits, that usually means your doctor has stated you can’t work at all. Working another job during this time could jeopardize your benefits or lead to fraud allegations.

Modified or Light-Duty Work

If your doctor clears you for modified duty, you may be able to return to some type of work—including a different employer—as long as the job doesn’t violate your medical restrictions. You must report any income you earn during this time to the insurance company.

Permanent Disability and Work

If you’ve been awarded permanent partial disability (PPD) and your case is settled, you may work again, including in a different role or industry. However, your ability to work may impact future benefits, especially if you’re receiving long-term compensation or job retraining funds.

What You Must Disclose

Always be honest about:

– Other sources of income

– Side gigs or freelance work

– Work you’ve done “under the table”

Failing to disclose work activity while receiving benefits can be considered workers’ comp fraud—a serious legal offense.

Best Practice: Talk to a Lawyer First

Before accepting another job, speak with a workers’ comp attorney. They can help you understand the potential risks and whether it could affect your claim.

Protect Your Benefits

Working while on workers’ comp isn’t always illegal—but it must be handled carefully. Thomas F. Martin, PLC offers a free 30-minute case evaluation to help you understand your rights. Call (714) 547-5025 to schedule your consultation.