It’s a simple fact that some jobs are more physically dangerous than others. If your job requires demanding physical labor, working with dangerous equipment or handling hazardous materials, you put yourself at risk every single day. An accident can happen at any time and cause a major workplace injury that could put you out of work for a long time—maybe for good. Or, the workplace conditions may lead to a repetitive stress injury or illness that hinders your ability to work.
Some of the most dangerous jobs include:
- Heavy Machinery
- Chemical Processing
- Hazardous Materials (Hazmat)
- Civil Service
- Professional Drivers/Delivery
And that’s just to name a few!
What if a Workplace Injury Happens?
The point is that when you work a job like this, you never know when a work injury or debilitating illness can put you out of action. Conditions may be unsafe or unsanitary. Accidents can happen without warning.
If you are put out of work by a workplace injury or illness—especially when it is the result of an unsafe work environment—it can be a struggle to get by and pay living expenses. That’s not even mentioning the medical bills that can pile up. You are entitled to workers’ compensation according to California law.
Getting the Workers’ Comp Benefits You Deserve
Employers and their insurance companies are naturally going to put up a fight and try to minimize your workers’ comp benefits. They are going to protect their own financial interests. They may offer ongoing workers’ compensation coverage or a lump-sum settlement, but you need to make sure that it is enough to cover your financial needs while you are out of work.
Types of Disabilities
It’s important to note there are different types of workplace injuries and illnesses:
—Temporary Disability—A temporary disability is just as it sounds. It is a work injury or illness that prevents you from working for a certain amount of time. It may be weeks, months or years. Worker’s comp benefits should cover your living and medical expenses during the time you are out of work.
—Permanent Disability—A permanent disability is more serious. It prevents you from ever being able to work the same kind of job again, whether it’s a completely debilitating injury/illness that keeps you from working at all or it’s a chronic issue that means you can’t perform the same duties you did before. You may need workers’ compensation benefits to cover necessary expenses for the rest of your life. In some cases, workers’ comp will include job retraining or educational expenses to help you find a different job you can perform. Many permanent disability cases will end up with a lump-sum settlement, so you have to be extra sure that you are getting what you need and deserve.
Thomas F. Martin – Orange County Workers’ Compensation Law
If you have suffered a work injury or illness as a result of your workplace environment, don’t settle for less than you should. Thomas F. Martin is here to help you as a leading workers’ compensation attorney. Having a lawyer with specialized experience on your side will make a significant difference throughout the process. From correctly filing all the necessary documentation and medical reports to fighting for your rights during any denials or appeals processes that may happen, Thomas and his team will work for you to ensure the best possible outcome.
It’s your livelihood. Don’t settle for less than the best when it comes to your workers’ compensation benefits!