What If You Were Injured While Working Off the Clock?

Many workers assume that if they are not officially “on the clock,” they are not covered by workers’ compensation. That is not always the case.

Workers’ compensation coverage is based on whether your injury arose out of and occurred in the course of your employment—not just whether you were clocked in at the time.

There are several situations where you may still be covered, even if you were technically off the clock.

For example, if you were performing a task that benefited your employer, such as setting up equipment, attending a work-related event, or running an errand for your job, your injury may still qualify.

Travel can also be a factor. Employees who travel for work, attend off-site meetings, or run job-related errands may be covered during those activities.

There are also gray areas, such as injuries that occur on company property before or after a shift. For example, slipping in a parking lot owned by your employer could still be considered work-related.

On the other hand, purely personal activities—such as staying late to socialize or engaging in non-work-related behavior—are less likely to be covered.

These cases often come down to details. What were you doing at the time? Who asked you to do it? Was it connected to your job duties?

Insurance companies frequently deny these claims, arguing that the worker was not acting within the scope of employment. Proper documentation and legal guidance can help clarify your position.

If you were injured outside of your scheduled work hours and are unsure whether you qualify for workers’ compensation, Thomas F. Martin, PLC offers a free 30-minute case evaluation. Call (714) 547-5025 to learn more.